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PRSA Pension Fund Performance

In order to provide a like-for-like comparison, all returns below are presented gross of PRSA provider annual management charges. Compare PRSA fees here. Past performance is not a reliable guide to future results. Consult with a registered financial advisor before making decisions. [methodology]
Fund ProviderCategory2025 2024 2023 3y 2023–255y 2021–25
iShares Physical Gold ETC (Acc)Brokerage PRSAsCommodities49.1%34.2%9.4%119%
GoldZurichCommodities48.2%33.7%10.0%118%140%
Physical GoldAvivaCommodities47.2%34.7%9.6%117%134%
iShares Global Clean Energy UCITS ETF (Acc)Brokerage PRSAsEquities29.6%-21.6%-22.4%-21%-35%
Eurozone EquityZurichEquities25.9%10.8%20.4%68%82%
Pension Euroland Equity S12New Ireland (Bank of Ireland Life)Equities25.6%11.5%26.3%77%105%
Vanguard Eurozone Stock IndexStandard LifeEquities24.8%9.5%17.6%61%75%
Ark Life Eurozone Retirement Fund (PRSA)Irish LifeMulti-Asset24.0%9.9%19.1%62%75%
Pension European Equity S12New Ireland (Bank of Ireland Life)Equities23.9%8.5%21.1%63%84%
UBS MSCI United Kingdom UCITS ETF (Acc)Brokerage PRSAsEquities23.7%7.1%5.5%40%71%
Eurozone Equity Indexed S12New Ireland (Bank of Ireland Life)Equities23.5%10.9%19.5%64%76%
EuropaScope 2Irish LifeEquities21.3%11.3%22.4%65%86%
Indexed Europe FundIrish LifeEquities21.2%11.3%22.3%65%86%
Amundi Euroland Equity Small Cap FundIrish LifeEquities21.2%1.3%14.6%41%32%
RL BlackRock Europe ex UK Equity Index FundRoyal LondonEquities20.7%7.2%15.5%49%68%
iShares Core MSCI Europe UCITS ETF (Acc)Brokerage PRSAsEquities20.3%8.2%15.8%51%71%
Ark Life Eurozone FundIrish LifeEquities20.2%12.8%22.9%67%88%
RL BlackRock Emerging Markets Equity Index FundRoyal LondonEquities19.9%15.0%4.7%44%32%
Indexed European Equity Fund (PRSA)Irish LifeEquities19.8%7.3%17.9%51%66%
European Equity Indexed FundIrish LifeEquities19.7%7.3%17.8%51%66%
Aviva Global Emerging Market Equity FundAvivaEquities19.6%17.2%5.0%47%34%
European EquityStandard LifeEquities19.2%6.0%14.5%45%58%
UK Equity Indexed Fund S12New Ireland (Bank of Ireland Life)Equities18.7%14.5%10.2%50%91%
Indexed UK Equity FundIrish LifeEquities18.7%14.4%10.0%49%90%
Japanese EquityStandard LifeEquities18.6%15.9%14.1%57%31%
5 Star 5 EuropeZurichEquities18.6%10.9%18.6%56%75%
Aviva European Equity ESG Passive FundAvivaEquities18.2%8.4%
Mercer Emerging Markets Equity FundMercer AspireEquities18.1%14.0%5.2%42%
Indexed Emerging Markets Equity (BlackRock)ZurichEquities17.7%18.4%2.3%43%28%
Asia Pacific Equity Fund S12New Ireland (Bank of Ireland Life)Equities17.5%19.6%11.0%56%61%
Vanguard Emerging Market Stock IndexStandard LifeEquities17.4%15.5%4.9%42%28%
iShares Core MSCI Emerging Markets IMI UCITS ETF (Acc)Brokerage PRSAsEquities17.1%13.9%7.2%43%32%
Mercer Multi-Factor Equity FundMercer AspireEquities16.9%20.2%20.5%69%
Indexed Emerging Market Equity FundIrish LifeEquities16.8%14.9%6.1%42%28%
Indexed Emerging Market Equity Fund (PRSA)Irish LifeEquities16.8%14.8%6.2%42%28%
Hedged World Equity FundIrish LifeEquities16.7%19.9%21.0%69%71%
Aviva Emerging Markets Equity Index FundAvivaEquities16.5%14.8%
Xtrackers MSCI China UCITS ETF 1C (Acc)Brokerage PRSAsEquities16.4%27.1%-15.1%25%-12%
World Index (Hedged) S12New Ireland (Bank of Ireland Life)Equities16.3%20.1%22.4%71%72%
Global Emerging Markets S12New Ireland (Bank of Ireland Life)Equities16.2%15.4%6.2%42%27%
China EquityStandard LifeEquities15.8%16.5%-22.5%4%-25%
Emerging Markets EquitySaol Assurance (AIB Life)Equities15.5%12.0%
Pension Index All Equity S12New Ireland (Bank of Ireland Life)Equities15.2%18.1%19.5%63%81%
Target Return FundAcorn LifeMulti-Asset14.9%5.9%3.1%25%
UK EquityStandard LifeEquities14.9%12.6%7.7%39%66%
Alternative Energy S12New Ireland (Bank of Ireland Life)Equities13.9%-7.4%2.1%8%36%
Fidelity China FundIrish LifeEquities13.6%17.6%-7.6%24%37%
iShares Core MSCI Japan (IMI) UCITS ETF (Acc)Brokerage PRSAsEquities13.5%12.9%15.2%48%43%
Vanguard FTSE All-World High Dividend Yield UCITS ETF (Acc)Brokerage PRSAsEquities13.2%15.8%7.3%41%80%
Allianz Dynamic Multi Asset Strategy SRI 75AllianzMulti-Asset13.1%18.3%16.0%55%75%
Cantor Fitzgerald Multi-Asset 70 FundAvivaMulti-Asset13.1%25.6%24.5%77%66%
Asia Pacific EquityStandard LifeEquities12.4%12.9%3.0%31%20%
Retirement 2041 Fund S12New Ireland (Bank of Ireland Life)Multi-Asset12.4%12.6%11.1%41%51%
Retirement Fund 2042 Onwards S12New Ireland (Bank of Ireland Life)Multi-Asset12.4%12.6%11.1%41%51%
Adventurous Select FundAcorn LifeMulti-Asset12.4%19.1%14.0%53%
Retirement 2040 Fund S12New Ireland (Bank of Ireland Life)Multi-Asset12.3%12.6%11.1%40%50%
Mercer Sustainable Equity FundMercer AspireEquities11.9%22.8%21.9%68%
CL/Setanta Dividend 100% Equity (PRSA)Irish LifeEquities11.9%9.3%10.3%35%61%
Setanta Equity Dividend FundIrish LifeEquities11.8%9.3%10.3%35%60%
Retirement 2039 Fund S12New Ireland (Bank of Ireland Life)Multi-Asset11.8%12.6%11.1%40%50%
CL/Set Div fund 100% EquityIrish LifeMulti-Asset11.8%9.3%10.3%35%60%
Global Consensus FundIrish LifeMulti-Asset11.7%14.2%14.6%46%53%
Mercer High Growth PortfolioMercer AspireMulti-Asset11.7%15.7%12.6%46%
Amundi European Equity Conservative FundIrish LifeMulti-Asset11.6%10.4%10.7%36%48%
Allianz Best Styles Global Equity SRIAllianzEquities11.4%27.1%23.9%75%100%
Retirement 2038 Fund S12New Ireland (Bank of Ireland Life)Multi-Asset11.3%12.2%11.1%39%49%
Pension Tech Indexed S12New Ireland (Bank of Ireland Life)Equities11.3%29.3%51.9%119%137%
Global Value (Dimensional)ZurichEquities11.3%17.7%10.6%45%94%
Amundi Global Equity Responsible Series DIrish LifeEquities11.2%23.6%8.3%49%66%
Fidelity World FundIrish LifeEquities11.2%22.2%19.0%62%73%
Mercer Global Equity FundMercer AspireEquities11.1%23.4%20.8%66%
Dynamic Multi-Manager FundAcorn LifeMulti-Asset11.0%16.3%12.1%45%
Pension Passive Multi-Asset Fund S12New Ireland (Bank of Ireland Life)Multi-Asset10.9%15.4%15.4%48%44%
Retirement 2037 Fund S12New Ireland (Bank of Ireland Life)Multi-Asset10.8%11.8%10.9%37%47%
Allianz Strategy Select 75AllianzMulti-Asset10.8%11.2%18.0%45%42%
Ark Life MultiTrack Retirement FundIrish LifeMulti-Asset10.7%16.1%17.3%51%55%
Pension Equity Fund S12New Ireland (Bank of Ireland Life)Equities10.6%22.7%15.1%56%95%
BNYM Global Real Return S12New Ireland (Bank of Ireland Life)Multi-Asset10.5%8.2%1.9%22%18%
KBI Pension Managed S12New Ireland (Bank of Ireland Life)Multi-Asset10.4%8.6%10.2%32%50%
Allianz Dynamic Multi Asset Strategy SRI 50AllianzMulti-Asset10.4%12.7%12.7%40%46%
MyFolio Market VStandard LifeMulti-Asset10.3%18.7%14.2%50%64%
Retirement 2036 Fund S12New Ireland (Bank of Ireland Life)Multi-Asset10.3%11.4%10.7%36%45%
GlobalScope 2Irish LifeEquities10.3%40.1%32.6%105%122%
Cantor Fitzgerald Multi-Asset 50 FundAvivaMulti-Asset10.2%18.8%19.8%57%47%
L&G Multi-Index V FundAvivaMulti-Asset10.2%14.9%12.4%42%49%
Public Sector Adventurous FundIrish LifeEquities10.2%16.7%13.4%46%52%
5 Star 5 Asia PacificZurichEquities10.2%16.8%8.8%40%51%
International Fund (6)New Ireland (Bank of Ireland Life)Equities10.1%24.5%16.5%60%95%
Pension Intl Equity S12New Ireland (Bank of Ireland Life)Equities10.1%24.5%16.5%60%95%
Dynamic Select FundAcorn LifeMulti-Asset10.1%17.7%12.4%46%
Retirement 2035 Fund S12New Ireland (Bank of Ireland Life)Multi-Asset9.9%11.0%10.5%35%43%
Indexed Japanese Equity Fund H (PRSA)Irish LifeEquities9.8%15.4%16.1%47%42%
Asia Pacific EquityZurichEquities9.8%15.2%
Indexed Japan FundIrish LifeEquities9.8%15.3%16.1%47%42%
MyFolio Market IVStandard LifeMulti-Asset9.7%15.8%13.2%44%53%
iShares MSCI World Information Technology UCITS ETF (Acc)Brokerage PRSAsEquities9.7%33.7%55.8%128%128%
Dynamic Global Equity FundIrish LifeEquities9.5%17.7%12.4%45%77%
Setanta Global Equity FundIrish LifeEquities9.5%17.8%12.3%45%77%
Dynamic Global Equity Fund (PRSA)Irish LifeEquities9.5%17.7%12.3%45%76%
High Yield Equity Fund S6New Ireland (Bank of Ireland Life)Equities9.5%13.2%17.3%45%81%
Global Opportunities Fund (PRSA)Irish LifeEquities9.5%17.7%12.4%45%76%
Setanta Global OpportunityIrish LifeEquities9.5%17.9%12.4%45%77%
Global Select FundIrish LifeEquities9.5%17.6%12.3%45%76%
Exempt Equity FundIrish LifeEquities9.5%17.7%12.3%45%76%
Pension Ethical Equity S12New Ireland (Bank of Ireland Life)Equities9.4%18.1%13.0%46%67%
Retirement 2034 Fund S12New Ireland (Bank of Ireland Life)Multi-Asset9.4%10.5%10.4%33%40%
Retirement Portfolio Fund 5Irish LifeMulti-Asset9.2%14.5%10.5%38%45%
Vanguard FTSE All-World UCITS ETF (Acc)Brokerage PRSAsEquities9.2%24.4%18.2%60%79%
iFunds Equities S12New Ireland (Bank of Ireland Life)Equities9.1%23.4%17.4%58%81%
Multi Asset Portfolio Fund 6Irish LifeMulti-Asset9.1%19.9%14.5%50%52%
CL/Setanta European EquityIrish LifeEquities9.1%13.9%16.6%45%56%
Pension Portfolio Fund 6Irish LifeMulti-Asset9.1%19.5%14.0%49%51%
RL Global Sustainable Equity FundRoyal LondonEquities9.0%20.9%23.0%62%
Retirement 2033 Fund S12New Ireland (Bank of Ireland Life)Multi-Asset8.9%10.1%10.2%32%37%
Fusion 6Saol Assurance (AIB Life)Multi-Asset8.8%19.5%
CL/Setanta Dividend Fund (PRSA)Irish LifeEquities8.7%7.2%8.6%27%39%
Multi-Strategy AlternativesSaol Assurance (AIB Life)Multi-Asset8.7%5.9%
Experienced Portfolio (PRSA)Irish LifeMulti-Asset8.7%17.4%12.2%43%49%
Setanta Balanced Dividend FundIrish LifeMulti-Asset8.6%7.1%8.5%26%38%
Emerging Markets Government BondSaol Assurance (AIB Life)Fixed Income8.6%3.9%
Spotlight S12New Ireland (Bank of Ireland Life)Equities8.6%18.8%10.2%42%63%
Multi Asset Portfolio Fund 5Irish LifeMulti-Asset8.6%17.4%12.1%43%49%
Diversified Select FundAcorn LifeMulti-Asset8.6%14.6%10.8%38%
MAPS ExperiencedIrish LifeMulti-Asset8.6%17.4%12.1%43%
Retirement Fund 2032 S12New Ireland (Bank of Ireland Life)Multi-Asset8.5%9.7%10.0%31%34%
Pension Portfolio Fund 5Irish LifeMulti-Asset8.5%17.4%11.8%42%48%
Elements S12New Ireland (Bank of Ireland Life)Multi-Asset8.4%8.1%7.5%26%27%
iFunds 5 S12New Ireland (Bank of Ireland Life)Multi-Asset8.4%17.7%11.9%43%54%
Passive IRIS 2036 S12New Ireland (Bank of Ireland Life)Multi-Asset8.4%15.2%16.3%45%43%
Passive IRIS 2037 S12New Ireland (Bank of Ireland Life)Multi-Asset8.4%15.4%16.6%46%44%
Passive IRIS 2038 S12New Ireland (Bank of Ireland Life)Multi-Asset8.4%15.8%16.8%47%45%
Passive IRIS 2039 Onwards S12New Ireland (Bank of Ireland Life)Multi-Asset8.4%15.9%16.8%47%45%
Global Index 100Standard LifeMulti-Asset8.4%25.6%17.0%59%
Public Sector Balanced FundIrish LifeMulti-Asset8.4%13.0%11.0%36%37%
Passive IRIS 2035 S12New Ireland (Bank of Ireland Life)Multi-Asset8.3%14.9%16.0%44%42%
Mercer Life Strategy (Annuity) 2034Mercer AspireMulti-Asset8.2%13.2%10.5%35%
Mercer Life Strategy (Annuity) 2035Mercer AspireMulti-Asset8.2%13.2%10.5%35%
Mercer Life Strategy (ARF) 2034Mercer AspireMulti-Asset8.2%13.2%10.5%35%
Mercer Life Strategy (ARF) 2035Mercer AspireMulti-Asset8.2%13.2%10.5%35%
Mercer Life Strategy (Cash) 2034Mercer AspireMulti-Asset8.2%13.1%10.5%35%
Mercer Life Strategy (Cash) 2035Mercer AspireMulti-Asset8.2%13.1%10.5%35%
Mercer Moderate Growth PortfolioMercer AspireMulti-Asset8.2%13.2%10.5%35%
Fusion 5Saol Assurance (AIB Life)Multi-Asset8.2%17.8%
Prisma 5ZurichMulti-Asset8.1%23.2%18.4%58%66%
CL SET Balanced EquityIrish LifeMulti-Asset8.0%15.2%10.5%38%63%
IRIS Annuity 2031 S12New Ireland (Bank of Ireland Life)Multi-Asset8.0%9.3%9.8%30%31%
IRIS Lump Sum 2031 S12New Ireland (Bank of Ireland Life)Multi-Asset8.0%9.3%9.8%30%31%
LGIM Diversified Fund (6)New Ireland (Bank of Ireland Life)Multi-Asset8.0%9.1%10.2%30%27%
Retirement Fund 2031 S12New Ireland (Bank of Ireland Life)Multi-Asset8.0%9.3%9.8%30%31%
PRIME Equities (6)New Ireland (Bank of Ireland Life)Equities7.9%23.2%16.6%55%72%
iShares Core MSCI World UCITS ETF (Acc)Brokerage PRSAsEquities7.9%25.9%20.1%63%87%
MyFolio Market IIIStandard LifeMulti-Asset7.9%13.0%11.8%36%38%
Aviva Multi-Asset ESG Passive Plus 5AvivaMulti-Asset7.8%22.3%14.7%51%
iShares MSCI World Small Cap UCITS ETF (Acc)Brokerage PRSAsEquities7.8%13.2%13.1%38%49%
Passive IRIS 2034 S12New Ireland (Bank of Ireland Life)Multi-Asset7.8%14.6%15.7%43%40%
CL/Setanta Managed FundIrish LifeMulti-Asset7.7%12.4%9.8%33%47%
Indexed Multi-Asset 6Saol Assurance (AIB Life)Multi-Asset7.7%22.4%
Multi-Manager Target Return FundIrish LifeEquities7.6%9.1%3.0%21%24%
Retirement Portfolio Fund 4Irish LifeMulti-Asset7.6%12.0%9.2%32%34%
Setanta Managed FundIrish LifeMulti-Asset7.6%12.4%9.6%33%46%
CL/Setanta Pensions Managed Fund 5 (PRSA)Irish LifeMulti-Asset7.6%12.3%9.6%32%46%
Setanta Strategic GrowthIrish LifeEquities7.6%12.3%9.5%32%46%
Mercer Life Strategy (Cash) 2033Mercer AspireMulti-Asset7.6%13.1%10.5%34%
Global Index 80Standard LifeMulti-Asset7.6%20.4%14.6%48%
Diversified IncomeStandard LifeMulti-Asset7.6%5.0%8.1%22%24%
Managed High Equity FundAcorn LifeMulti-Asset7.6%23.4%15.6%53%
Setanta Active Multi-Asset 5Irish LifeMulti-Asset7.5%14.0%9.8%35%
Pension Managed Fund S12New Ireland (Bank of Ireland Life)Multi-Asset7.5%19.3%13.4%45%64%
Personal Pension Managed Fund S6New Ireland (Bank of Ireland Life)Multi-Asset7.5%19.3%13.4%45%64%
Retirement Fund 2030 S12New Ireland (Bank of Ireland Life)Multi-Asset7.5%8.9%9.6%28%29%
Consensus Equity Fund W (PRSA)Irish LifeMulti-Asset7.5%25.3%18.9%60%77%
Consensus Equity Fund X (PRSA)Irish LifeMulti-Asset7.5%25.3%18.9%60%77%
Global Equity Fund (PRSA)Irish LifeEquities7.5%25.2%18.8%60%76%
Allianz Strategy Select 50AllianzMulti-Asset7.5%7.9%13.5%32%21%
Consensus Equity FundIrish LifeMulti-Asset7.5%25.2%18.8%60%76%
Global Indexed FundIrish LifeEquities7.5%25.2%18.8%60%76%
L&G Multi-Index IV FundAvivaMulti-Asset7.4%10.9%9.5%30%29%
Indexed Multi-Asset 5Saol Assurance (AIB Life)Multi-Asset7.4%20.2%
Balanced Portfolio (PRSA)Irish LifeMulti-Asset7.4%14.6%11.0%37%43%
Diversified Growth FundIrish LifeEquities7.4%20.1%11.3%44%64%
IRIS Lump Sum 2030 S12New Ireland (Bank of Ireland Life)Multi-Asset7.4%8.9%9.6%28%29%
Mercer Life Strategy (Annuity) 2033Mercer AspireMulti-Asset7.4%13.2%10.5%34%
Mercer Life Strategy (ARF) 2033Mercer AspireMulti-Asset7.4%13.2%10.5%34%
MAPS BalancedIrish LifeMulti-Asset7.4%14.5%10.9%36%
Multi Asset Portfolio Fund 4Irish LifeMulti-Asset7.4%14.5%10.9%36%43%
Managed Growth FundAcorn LifeMulti-Asset7.4%20.0%13.3%46%59%
Managed Portfolio Fund 6Irish LifeMulti-Asset7.3%23.2%16.4%54%71%
AIMS Target Return Fund (Ireland)AvivaMulti-Asset7.3%3.6%5.9%18%26%
iFunds 4 S12New Ireland (Bank of Ireland Life)Multi-Asset7.3%12.1%8.8%31%33%
IRIS Annuity 2030 S12New Ireland (Bank of Ireland Life)Multi-Asset7.3%8.9%9.6%28%28%
Passive IRIS 2033 S12New Ireland (Bank of Ireland Life)Multi-Asset7.3%13.8%15.3%41%37%
Dividend GrowthZurichEquities7.3%15.9%11.5%39%82%
Vanguard Global Stock IndexStandard LifeEquities7.3%26.8%18.7%61%87%
Diversified Multi-Manager FundAcorn LifeMulti-Asset7.3%12.1%9.4%31%
5 Star 5 GlobalZurichEquities7.2%33.1%22.1%74%85%
Managed Portfolio Fund 5Irish LifeMulti-Asset7.2%22.5%16.3%53%67%
World Equity (Dimensional)ZurichEquities7.2%19.4%12.7%44%72%
Fusion 4Saol Assurance (AIB Life)Multi-Asset7.1%13.7%
Pension Ethical Managed S12New Ireland (Bank of Ireland Life)Multi-Asset7.1%14.2%10.6%35%45%
Indexed TopTech 100*ZurichEquities7.1%34.9%49.3%116%115%
Irish Life FORUM 5Irish LifeMulti-Asset7.1%19.8%15.0%48%
Cautious ManagedStandard LifeMulti-Asset7.0%8.4%8.8%26%19%
CL/Setanta Passive EquityIrish LifeEquities7.0%26.1%18.8%60%87%
Prisma MaxZurichMulti-Asset7.0%26.4%21.3%64%69%
Active Managed Fund (PRSA)Irish LifeMulti-Asset7.0%15.8%10.4%37%46%
Developed World EquitySaol Assurance (AIB Life)Equities7.0%26.3%
Cantor Fitzgerald Multi-Asset 30 FundAvivaMulti-Asset6.9%12.3%14.9%38%26%
Exempt Active Managed Fund (Gross)Irish LifeMulti-Asset6.9%15.8%10.4%37%46%
Concept KAvivaMulti-Asset6.9%7.3%7.1%23%31%
iFunds 4 Alpha S12New Ireland (Bank of Ireland Life)Multi-Asset6.9%13.4%9.2%32%40%
PBIS Pension Dynamic S1New Ireland (Bank of Ireland Life)Multi-Asset6.9%15.8%10.3%37%47%
Retirement Fund 2029 S12New Ireland (Bank of Ireland Life)Multi-Asset6.9%8.4%9.4%27%26%
Mercer Life Strategy (Cash) 2032Mercer AspireMulti-Asset6.9%12.7%10.5%33%
Megatrend EquitySaol Assurance (AIB Life)Equities6.9%18.8%
Indexed World Equities FundIrish LifeEquities6.9%26.7%19.7%62%84%
Pension Portfolio Fund 4Irish LifeMulti-Asset6.9%14.6%10.7%36%40%
Indexed World Equities (PRSA)Irish LifeEquities6.9%26.6%19.7%62%84%
MyFolio Market IIStandard LifeMulti-Asset6.8%9.5%10.3%29%24%
RL Global Equity Diversified FundRoyal LondonEquities6.8%26.7%18.3%60%
Amundi Real Assets Target Income FundIrish LifeEquities6.8%8.0%1.8%17%48%
Indexed Ethical Global Equity FundIrish LifeEquities6.7%28.1%22.0%67%89%
World Allocation 80/20 (Dimensional)ZurichEquities6.7%15.9%11.1%37%53%
Passive IRIS 2032 S12New Ireland (Bank of Ireland Life)Multi-Asset6.7%12.9%14.5%38%34%
Moderate Select FundAcorn LifeMulti-Asset6.7%9.8%8.7%27%
Aviva Multi-Asset ESG Active 4AvivaMulti-Asset6.7%15.3%9.4%35%34%
Managed FundAcorn LifeMulti-Asset6.7%15.2%11.2%37%42%
World Index (Unhedged) S12New Ireland (Bank of Ireland Life)Equities6.6%26.6%20.8%63%86%
International EquityZurichEquities6.6%28.9%22.6%68%74%
Global Index 60Standard LifeMulti-Asset6.6%15.3%12.1%38%
Total Return CreditStandard LifeFixed Income6.6%5.8%9.5%23%8%
Managed Portfolio Fund 4Irish LifeMulti-Asset6.6%19.6%15.1%47%54%
Mercer Life Strategy (ARF) 2032Mercer AspireMulti-Asset6.5%12.9%10.5%33%
Retirement Portfolio Fund 3Irish LifeMulti-Asset6.5%9.1%7.7%25%23%
RL BlackRock Developed World Equity Index FundRoyal LondonEquities6.5%27.3%18.9%61%85%
Indexed Multi-Asset 4Saol Assurance (AIB Life)Multi-Asset6.5%15.2%
Vanguard Global Small-Cap IndexStandard LifeEquities6.5%
IRIS Lump Sum 2029 S12New Ireland (Bank of Ireland Life)Multi-Asset6.4%8.4%9.4%26%25%
QuadriviumIrish LifeEquities6.4%5.7%-0.6%12%34%
European Smaller CompaniesStandard LifeEquities6.4%9.3%12.2%30%16%
Public Sector Cautious FundIrish LifeMulti-Asset6.4%9.8%8.5%27%25%
Aviva Multi-Asset ESG Passive Plus 4AvivaMulti-Asset6.3%15.6%10.4%36%
Pension Retirement 2028 S12New Ireland (Bank of Ireland Life)Multi-Asset6.3%7.9%9.2%25%23%
Indexed Pacific Equity Fund (PRSA)Irish LifeEquities6.3%11.6%2.8%22%39%
CL Pension Consensus IndexIrish LifeMulti-Asset6.3%18.3%14.3%44%49%
CL/Setanta Consensus Fund 5 (PRSA)Irish LifeMulti-Asset6.3%18.2%14.3%44%49%
Consensus Fund H (PRSA)Irish LifeMulti-Asset6.3%18.2%14.3%44%49%
Consensus FundIrish LifeMulti-Asset6.3%18.3%14.3%44%49%
Consensus Fund S (PRSA)Irish LifeMulti-Asset6.3%18.2%14.3%44%49%
Indexed Pacific Equity FundIrish LifeEquities6.3%11.5%2.8%22%39%
Consensus Fund X (PRSA)Irish LifeMulti-Asset6.3%18.3%14.3%44%49%
Consensus Fund N (PRSA)Irish LifeMulti-Asset6.3%18.2%14.2%43%49%
WisdomScope 2Irish LifeEquities6.3%18.2%14.2%43%49%
CL/SET Managed FundIrish LifeMulti-Asset6.2%10.8%7.9%27%38%
CL/SET ManagedIrish LifeMulti-Asset6.2%10.8%7.9%27%38%
Aviva Multi-Asset ESG Active 5AvivaMulti-Asset6.2%21.4%12.6%45%52%
Passive IRIS Annuity 2031 S12New Ireland (Bank of Ireland Life)Multi-Asset6.2%12.0%13.6%35%31%
Passive IRIS 2031 S12New Ireland (Bank of Ireland Life)Multi-Asset6.2%12.0%13.6%35%31%
Passive IRIS Lump Sum 2031 S12New Ireland (Bank of Ireland Life)Multi-Asset6.2%12.0%13.6%35%31%
Mercer Life Strategy (Cash) 2031Mercer AspireMulti-Asset6.2%11.5%10.1%30%
Aviva Global Equity ESG Passive FundAvivaEquities6.2%27.1%
Active Asset AllocationZurichMulti-Asset6.1%14.8%13.3%38%46%
Pension Evergreen Fund S12New Ireland (Bank of Ireland Life)Multi-Asset6.1%14.1%8.4%31%42%
Pension Innovator S12New Ireland (Bank of Ireland Life)Equities6.1%5.1%4.4%16%43%
Setanta Active Multi-Asset 4Irish LifeMulti-Asset6.1%11.6%9.3%30%
Mercer Global High Yield Bond FundMercer AspireFixed Income6.1%6.3%11.0%25%
Mercer Life Strategy (Annuity) 2032Mercer AspireMulti-Asset6.1%12.7%10.5%32%
Screened World Equity IndexStandard LifeEquities6.1%25.9%
Amundi Global Aggregate Bond FundIrish LifeFixed Income6.1%3.1%5.8%16%3%
Setanta Income Opportunities FundIrish LifeEquities6.1%6.6%6.5%20%34%
Property Portfolio FundIrish LifeProperty6.0%-3.5%-1.3%1%13%
Indexed Technology FundIrish LifeEquities6.0%33.0%48.9%110%106%
Income Opportunities Fund 1.5%Irish LifeEquities6.0%6.6%6.4%20%34%
RL Multi-Asset Adventurous FundRoyal LondonMulti-Asset6.0%19.8%13.9%45%
TechScope 2Irish LifeEquities6.0%32.8%48.6%109%106%
Multi Asset Portfolio Fund 3Irish LifeMulti-Asset6.0%11.4%9.0%29%29%
Managed Portfolio Fund 3Irish LifeMulti-Asset6.0%16.5%13.1%40%43%
Diversified Balanced FundIrish LifeMulti-Asset5.9%14.5%8.6%32%42%
MAPS ConservativeIrish LifeMulti-Asset5.9%11.3%9.0%28%
Irish Life FORUM 4Irish LifeMulti-Asset5.8%14.9%12.5%37%
iFunds 3 S12New Ireland (Bank of Ireland Life)Multi-Asset5.8%8.0%6.1%21%18%
PBIS Pension Balanced S1New Ireland (Bank of Ireland Life)Multi-Asset5.8%12.1%7.9%28%33%
Fusion 3Saol Assurance (AIB Life)Multi-Asset5.8%11.1%
Global EquityStandard LifeEquities5.8%25.5%16.9%55%59%
Allianz Dynamic Multi Asset Strategy SRI 15AllianzMulti-Asset5.8%6.9%8.9%23%14%
Global Core Equity Lower Carbon ESG Screened (Dimensional)ZurichEquities5.7%24.1%17.0%53%77%
Passive IRIS 2030 S12New Ireland (Bank of Ireland Life)Multi-Asset5.7%11.1%12.7%32%28%
Passive IRIS Lump Sum 2030 S12New Ireland (Bank of Ireland Life)Multi-Asset5.7%11.1%12.7%32%28%
Amundi Absolute Return Multi-Strategy FundIrish LifeEquities5.7%6.8%0.9%14%8%
iShares MSCI EM Small Cap UCITS ETF (Acc)Brokerage PRSAsEquities5.7%8.2%19.1%36%52%
World Allocation 60/40 (Dimensional)ZurichEquities5.6%12.8%9.0%30%38%
Pru Growth Holding Fund S12New Ireland (Bank of Ireland Life)Multi-Asset5.6%6.0%5.4%18%
Retirement Fund 2027 S12New Ireland (Bank of Ireland Life)Multi-Asset5.6%7.5%8.8%24%20%
Prisma 4ZurichMulti-Asset5.6%15.2%13.7%38%42%
Aviva Fixed ESG 80AvivaMulti-Asset5.5%21.7%15.9%49%
World Investment Fund BIrish LifeEquities5.5%20.4%15.0%46%64%
ManagedStandard LifeMulti-Asset5.5%16.0%10.9%36%39%
Passive IRIS Annuity 2030 S12New Ireland (Bank of Ireland Life)Multi-Asset5.5%11.1%12.7%32%27%
RL Global Sustainable Credit FundRoyal LondonFixed Income5.5%3.2%6.2%16%
Mercer Life Strategy (ARF) 2031Mercer AspireMulti-Asset5.5%12.1%10.3%30%
Irish Property FundAvivaProperty5.5%1.0%-2.2%4%9%
Aviva Irish Commercial PropertyAvivaProperty5.5%1.0%-2.2%4%11%
Managed Portfolio Fund 2Irish LifeMulti-Asset5.5%14.3%11.7%35%36%
Global Index 40Standard LifeMulti-Asset5.5%10.3%9.6%28%
Aviva Multi-Asset ESG Active 3AvivaMulti-Asset5.5%7.6%6.2%20%13%
Pension Portfolio Fund 3Irish LifeMulti-Asset5.4%11.1%8.7%27%26%
Mercer Life Strategy (Cash) 2030Mercer AspireMulti-Asset5.4%10.3%9.3%27%
Diversified Assets FundIrish LifeEquities5.4%11.9%2.4%21%41%
Allianz Strategy Select 30AllianzMulti-Asset5.3%4.9%9.2%21%7%
IRIS Lump Sum 2028 S12New Ireland (Bank of Ireland Life)Multi-Asset5.3%7.6%8.8%23%21%
PBIS Global Fundamentals S12New Ireland (Bank of Ireland Life)Equities5.3%17.6%14.1%41%70%
Pru Cautious Fund S12New Ireland (Bank of Ireland Life)Multi-Asset5.3%9.9%2.6%19%
Global REITStandard LifeProperty5.3%3.6%9.6%20%13%
Ark Life Managed Retirement Fund (PRSA)Irish LifeMulti-Asset5.3%18.5%14.3%43%47%
Ark Life Managed Fund Series CIrish LifeMulti-Asset5.2%18.4%14.3%42%47%
Passive IRIS 2029 S12New Ireland (Bank of Ireland Life)Multi-Asset5.2%10.3%11.8%30%25%
DynamicZurichMulti-Asset5.2%25.4%20.8%59%65%
Ark Life Pension Managed Fund Series 2Irish LifeMulti-Asset5.2%18.4%14.2%42%46%
Consensus Cautious Fund W (PRSA)Irish LifeMulti-Asset5.1%12.7%10.7%31%31%
Global Corporate Bond SRIStandard LifeFixed Income5.1%2.7%7.0%15%-6%
Managed Portfolio Fund 1Irish LifeMulti-Asset5.1%12.6%10.7%31%31%
Cautiously Managed FundAcorn LifeMulti-Asset5.1%6.0%6.4%18%10%
Consensus Cautious FundIrish LifeMulti-Asset5.0%12.5%10.6%31%30%
Ark Life Global Retirement Fund (PRSA)Irish LifeMulti-Asset5.0%15.7%5.9%29%64%
Ark Life High Yield Equity Retirement Fund (PRSA)Irish LifeMulti-Asset5.0%15.6%5.9%29%64%
IRIS Annuity 2029 S12New Ireland (Bank of Ireland Life)Multi-Asset5.0%8.3%9.4%24%23%
Retirement Fund 2026 S12New Ireland (Bank of Ireland Life)Multi-Asset5.0%7.0%8.5%22%18%
RL Multi-Asset Growth FundRoyal LondonMulti-Asset5.0%14.4%10.9%33%
Cautious Select FundAcorn LifeMulti-Asset5.0%7.2%7.2%21%
PerformanceZurichMulti-Asset5.0%22.7%19.2%54%58%
Ark Life PEP Managed FundIrish LifeMulti-Asset4.9%19.2%14.5%43%56%
Aviva Fixed ESG 60AvivaMulti-Asset4.9%16.4%13.2%38%
MyFolio Market IStandard LifeMulti-Asset4.9%6.5%8.5%21%12%
Indexed Multi-Asset 3Saol Assurance (AIB Life)Multi-Asset4.9%11.0%
Passive IRIS Lump Sum 2029 S12New Ireland (Bank of Ireland Life)Multi-Asset4.9%10.2%11.8%29%24%
Ark Life High Yield Equity Fund Series BIrish LifeEquities4.9%15.4%5.8%28%63%
Vanguard Global Corporate Bond IndexStandard LifeFixed Income4.9%2.0%6.5%14%-6%
Mercer Life Strategy (Annuity) 2031Mercer AspireMulti-Asset4.8%11.1%10.3%28%
L&G Multi-Index III FundAvivaMulti-Asset4.8%6.0%5.8%17%10%
Retirement Portfolio Fund 2Irish LifeMulti-Asset4.8%6.5%7.0%19%13%
Vanguard S&P 500 UCITS ETF (Dist)Brokerage PRSAsEquities4.7%32.3%22.4%70%105%
World Allocation 40/60 (Dimensional)ZurichEquities4.7%10.0%6.9%23%26%
Pru Cautious Holding Fund S12New Ireland (Bank of Ireland Life)Multi-Asset4.7%4.9%4.9%15%
Mercer Life Strategy (Cash) 2029Mercer AspireMulti-Asset4.7%9.2%8.3%24%
Multi Asset Portfolio Fund 2Irish LifeMulti-Asset4.6%7.9%7.3%21%17%
MyFolio Active IIStandard LifeMulti-Asset4.6%7.4%8.2%22%14%
Setanta Active Multi-Asset 3Irish LifeMulti-Asset4.6%8.6%8.1%23%
Irish Property FundIrish LifeProperty4.6%-2.5%-7.9%-6%3%
Passive IRIS 2028 S12New Ireland (Bank of Ireland Life)Multi-Asset4.6%9.6%10.8%27%22%
Setanta PropertyIrish LifeProperty4.6%-2.5%-7.9%-6%2%
Aviva Multi-Asset ESG Passive Plus 3AvivaMulti-Asset4.6%7.9%6.5%20%
MyFolio Active IStandard LifeMulti-Asset4.6%4.7%7.0%17%7%
Retirement Fund 2012 S12New Ireland (Bank of Ireland Life)Multi-Asset4.5%5.9%7.5%19%10%
Retirement Fund 2013 S12New Ireland (Bank of Ireland Life)Multi-Asset4.5%5.9%7.5%19%10%
Retirement Fund 2014 S12New Ireland (Bank of Ireland Life)Multi-Asset4.5%5.9%7.5%19%10%
Retirement Fund 2015 S12New Ireland (Bank of Ireland Life)Multi-Asset4.5%5.9%7.5%19%10%
Retirement Fund 2016 S12New Ireland (Bank of Ireland Life)Multi-Asset4.5%5.9%7.5%19%10%
Retirement Fund 2017 S12New Ireland (Bank of Ireland Life)Multi-Asset4.5%5.9%7.5%19%10%
Retirement Fund 2018 S12New Ireland (Bank of Ireland Life)Multi-Asset4.5%5.9%7.5%19%10%
Retirement Fund 2019 S12New Ireland (Bank of Ireland Life)Multi-Asset4.5%5.9%7.5%19%10%
Retirement Fund 2020 S12New Ireland (Bank of Ireland Life)Multi-Asset4.5%5.9%7.5%19%10%
Retirement Fund 2021 S12New Ireland (Bank of Ireland Life)Multi-Asset4.5%5.9%7.5%19%11%
Retirement Fund 2022 S12New Ireland (Bank of Ireland Life)Multi-Asset4.5%5.9%7.5%19%12%
Retirement Fund 2023 S12New Ireland (Bank of Ireland Life)Multi-Asset4.5%5.9%7.5%19%13%
Retirement Fund 2024 S12New Ireland (Bank of Ireland Life)Multi-Asset4.5%6.0%7.9%20%14%
Retirement Fund 2025 S12New Ireland (Bank of Ireland Life)Multi-Asset4.5%6.5%8.2%20%15%
LIB ARF Advanced GteIrish LifeEquities4.5%14.1%15.0%37%33%
Mercer Life Strategy (ARF) 2030Mercer AspireMulti-Asset4.5%11.3%9.6%27%
Diversified Cautious FundIrish LifeMulti-Asset4.5%9.4%5.3%20%23%
Irish Life FORUM 3Irish LifeMulti-Asset4.5%10.0%9.8%26%
Global Index 20Standard LifeMulti-Asset4.3%5.5%7.1%18%
MyFolio Active IIIStandard LifeMulti-Asset4.3%10.8%9.3%26%25%
Mercer Listed Infrastructure FundMercer AspireEquities4.3%9.4%-3.7%10%
Indexed North American Equity Fund (PRSA)Irish LifeEquities4.3%32.2%21.8%68%97%
Indexed US FundIrish LifeEquities4.3%32.1%21.7%68%96%
Setanta BalancedIrish LifeMulti-Asset4.3%8.7%9.0%23%19%
Fusion 2Saol Assurance (AIB Life)Multi-Asset4.3%7.5%
High Yield Equity FundAvivaEquities4.2%21.1%21.4%53%99%
Aviva Fixed ESG 40AvivaMulti-Asset4.2%11.4%10.5%28%
IRIS Lump Sum 2027 S12New Ireland (Bank of Ireland Life)Multi-Asset4.2%6.7%7.8%20%
Passive IRIS Lump Sum 2028 S12New Ireland (Bank of Ireland Life)Multi-Asset4.2%9.0%10.6%26%20%
PRIME 5 (6)New Ireland (Bank of Ireland Life)Multi-Asset4.2%19.3%13.1%41%56%
BalancedZurichMulti-Asset4.2%18.4%16.6%44%43%
Mercer Cautious Growth PortfolioMercer AspireMulti-Asset4.1%9.7%8.1%23%
Ark Life Cautiously Managed FundIrish LifeMulti-Asset4.1%12.0%9.4%28%30%
Pension Portfolio Fund 2Irish LifeMulti-Asset4.1%7.5%7.0%20%14%
MyFolio Active IVStandard LifeMulti-Asset4.0%13.0%10.2%30%33%
RL Multi-Asset Balanced FundRoyal LondonMulti-Asset4.0%10.3%8.3%24%
LHW Portfolio D S12New Ireland (Bank of Ireland Life)Multi-Asset4.0%17.6%12.9%38%
Passive IRIS 2027 S12New Ireland (Bank of Ireland Life)Multi-Asset4.0%9.0%9.8%24%19%
Mercer Life Strategy (ARF) 2028Mercer AspireMulti-Asset4.0%9.5%8.5%24%
Mercer Life Strategy (ARF) 2029Mercer AspireMulti-Asset4.0%10.3%9.1%25%
Vanguard US 500 Stock IndexStandard LifeEquities3.9%33.1%20.6%67%102%
RL BlackRock Emerging Markets Local Government Bond Index FundRoyal LondonFixed Income3.9%4.8%7.7%17%10%
Prisma 3ZurichMulti-Asset3.9%9.1%9.0%24%23%
Mercer Life Strategy (ARF) 2027Mercer AspireMulti-Asset3.9%9.1%8.0%22%
Mercer Life Strategy (Cash) 2028Mercer AspireMulti-Asset3.9%7.9%7.4%20%
Mercer Life Strategy (ARF) 2021Mercer AspireMulti-Asset3.8%8.1%7.0%20%
Mercer Life Strategy (ARF) 2023Mercer AspireMulti-Asset3.8%8.2%7.0%20%
Mercer Life Strategy (ARF) 2026Mercer AspireMulti-Asset3.8%8.8%7.8%22%
MyFolio Active VStandard LifeMulti-Asset3.8%15.5%10.8%33%40%
Corporate BondStandard LifeFixed Income3.7%5.0%9.3%19%2%
ARF FundIrish LifeEquities3.7%7.0%7.8%20%16%
Mercer Life Strategy (ARF) 2022Mercer AspireMulti-Asset3.7%8.1%6.4%19%
Mercer Life Strategy (ARF) 2024Mercer AspireMulti-Asset3.7%8.2%7.1%20%
Mercer Life Strategy (ARF) 2025Mercer AspireMulti-Asset3.7%8.4%7.5%21%
CL Property 1Irish LifeProperty3.6%-2.0%-6.6%-5%2%
Indexed Multi-Asset 2Saol Assurance (AIB Life)Multi-Asset3.6%6.6%
Income & Growth S12New Ireland (Bank of Ireland Life)Multi-Asset3.6%5.1%7.7%17%13%
Exempt Guaranteed Fund (Inv)Irish LifeEquities3.6%7.9%7.6%20%13%
Global Small Companies (Dimensional)ZurichEquities3.5%14.3%11.9%32%53%
Passive IRIS Annuity 2029 S12New Ireland (Bank of Ireland Life)Multi-Asset3.5%10.1%11.8%27%22%
Passive IRIS Lump Sum 2027 S12New Ireland (Bank of Ireland Life)Multi-Asset3.5%7.8%9.2%22%
Mercer Life Strategy (Annuity) 2030Mercer AspireMulti-Asset3.5%9.4%9.7%24%
World Allocation 20/80 (Dimensional)ZurichEquities3.5%6.8%4.8%16%13%
Aviva Fixed ESG 20AvivaMulti-Asset3.4%6.5%8.0%19%
BNYM Absolute Return Bond S12New Ireland (Bank of Ireland Life)Fixed Income3.4%8.9%7.7%21%23%
Nth America Equity Indexed S12New Ireland (Bank of Ireland Life)Equities3.4%33.7%22.5%69%97%
Passive IRIS 2026 S12New Ireland (Bank of Ireland Life)Multi-Asset3.4%8.5%8.8%22%17%
Short Duration Corporate BondZurichFixed Income3.4%4.7%4.7%13%8%
Medium Duration Corporate BondZurichFixed Income3.3%4.7%8.8%18%-1%
LHW Portfolio C S12New Ireland (Bank of Ireland Life)Multi-Asset3.3%15.1%11.3%32%
RL Multi-Asset Defensive FundRoyal LondonMulti-Asset3.3%7.2%6.4%18%
Global Real EstateStandard LifeProperty3.3%-3.3%-1.9%-2%7%
IRIS Lump Sum 2026 S12New Ireland (Bank of Ireland Life)Multi-Asset3.2%5.9%6.6%17%
Pru Growth Fund S12New Ireland (Bank of Ireland Life)Multi-Asset3.2%14.4%2.9%21%
Mercer Life Strategy (Cash) 2027Mercer AspireMulti-Asset3.2%6.8%6.5%17%
Defensive Equity CollarSaol Assurance (AIB Life)Equities3.2%17.3%
RL European Sustainable Credit FundRoyal LondonFixed Income3.1%5.8%8.0%18%
Indexed Euro Corporate Bond FundIrish LifeFixed Income3.0%4.6%8.4%17%0%
Allianz Advanced Fixed Income Short DurationAllianzFixed Income3.0%3.6%5.0%12%6%
Indexed Euro Corporate Bond (PRSA)Irish LifeFixed Income3.0%4.6%8.3%17%0%
Vanguard Global Bond IndexStandard LifeFixed Income3.0%0.8%4.6%9%
Stability FundIrish LifeEquities3.0%5.4%6.9%16%11%
Indexed Euro Corp Bond Fund S12New Ireland (Bank of Ireland Life)Fixed Income3.0%4.8%8.1%17%0%
PRIME 4 (6)New Ireland (Bank of Ireland Life)Multi-Asset3.0%15.5%10.9%32%39%
Indexed Fixed Interest FundIrish LifeFixed Income3.0%2.9%6.6%13%-7%
Corporate Bond FundAvivaFixed Income3.0%4.9%8.6%17%-1%
Amundi Multi-Asset Conservative Responsible Series DIrish LifeMulti-Asset3.0%6.8%8.2%19%10%
Indexed Fixed Interest Fund (PRSA)Irish LifeFixed Income3.0%2.9%6.6%13%-7%
Euro Corporate BondSaol Assurance (AIB Life)Fixed Income2.9%4.7%
Passive IRIS 2012 S12New Ireland (Bank of Ireland Life)Multi-Asset2.9%7.3%5.8%17%17%
PRIME 3 (6)New Ireland (Bank of Ireland Life)Multi-Asset2.9%8.4%6.7%19%20%
Pension Property Fund S12New Ireland (Bank of Ireland Life)Property2.9%0.1%-6.4%-4%-7%
Sentinel II Fund S12New Ireland (Bank of Ireland Life)Multi-Asset2.9%8.6%6.7%19%14%
Fixed Term (Series 3)ZurichFixed Income2.9%6.5%
Global Short-term Investment Grade Fixed Income (Dimensional)ZurichEquities2.9%3.8%3.3%10%1%
Protected Consensus Markets FundIrish LifeMulti-Asset2.9%16.0%8.4%29%34%
iShares MSCI World SRI UCITS ETF (Acc)Brokerage PRSAsEquities2.9%17.5%20.9%46%66%
Fixed Term (Series 2)ZurichFixed Income2.8%4.4%
Allianz Advanced Fixed Income EuroAllianzFixed Income2.8%3.2%6.9%13%-2%
RL BlackRock US Equity Index FundRoyal LondonEquities2.8%32.4%21.3%65%102%
Passive IRIS 2013 S12New Ireland (Bank of Ireland Life)Multi-Asset2.8%7.3%5.8%17%17%
Passive IRIS 2014 S12New Ireland (Bank of Ireland Life)Multi-Asset2.8%7.3%5.9%17%17%
Passive IRIS 2016 S12New Ireland (Bank of Ireland Life)Multi-Asset2.8%7.3%5.8%17%17%
Passive IRIS 2017 S12New Ireland (Bank of Ireland Life)Multi-Asset2.8%7.3%5.8%17%17%
Passive IRIS 2018 S12New Ireland (Bank of Ireland Life)Multi-Asset2.8%7.2%5.8%17%17%
Passive IRIS 2019 S12New Ireland (Bank of Ireland Life)Multi-Asset2.8%7.3%5.9%17%17%
Passive IRIS 2020 S12New Ireland (Bank of Ireland Life)Multi-Asset2.8%7.3%5.8%17%17%
Passive IRIS 2021 S12New Ireland (Bank of Ireland Life)Multi-Asset2.8%7.3%5.8%17%17%
Passive IRIS 2022 S12New Ireland (Bank of Ireland Life)Multi-Asset2.8%7.3%5.8%17%17%
Passive IRIS 2023 S12New Ireland (Bank of Ireland Life)Multi-Asset2.8%7.3%6.0%17%16%
Passive IRIS 2024 S12New Ireland (Bank of Ireland Life)Multi-Asset2.8%7.4%6.8%18%16%
Passive IRIS 2025 S12New Ireland (Bank of Ireland Life)Multi-Asset2.8%7.9%7.8%20%16%
Passive IRIS Lump Sum 2026 S12New Ireland (Bank of Ireland Life)Multi-Asset2.8%6.6%7.6%18%
iShares Core Global Aggregate Bond UCITS ETF EUR Hedged (Acc)Brokerage PRSAsFixed Income2.8%1.6%4.4%9%-8%
Exempt Property Fund P6Irish LifeProperty2.8%-3.8%-11.0%-12%-11%
Passive IRIS 2015 S12New Ireland (Bank of Ireland Life)Multi-Asset2.7%7.3%5.9%17%17%
Global Inflation Linked BondStandard LifeFixed Income2.6%-2.7%3.3%3%-13%
Fixed Term (Series 1)ZurichFixed Income2.6%4.0%
IRIS Annuity 2028 S12New Ireland (Bank of Ireland Life)Multi-Asset2.6%6.6%9.6%20%18%
Fidelity India China FundIrish LifeEquities2.6%19.9%4.6%29%55%
Prisma 2ZurichMulti-Asset2.6%5.5%5.9%15%12%
Prisma LowZurichMulti-Asset2.4%4.8%5.7%13%
5 Star 5 AmericasZurichEquities2.4%37.9%28.2%81%88%
Cautiously ManagedZurichMulti-Asset2.4%11.1%13.3%29%28%
Euro Global LiquidityStandard LifeCash2.4%3.8%3.3%10%9%
Allianz Euro CashAllianzCash2.4%3.8%
IRIS Lump Sum 2019 S12New Ireland (Bank of Ireland Life)Multi-Asset2.4%4.1%3.2%10%9%
IRIS Lump Sum 2021 S12New Ireland (Bank of Ireland Life)Multi-Asset2.4%4.2%3.1%10%10%
IRIS Lump Sum 2022 S12New Ireland (Bank of Ireland Life)Multi-Asset2.4%4.2%3.1%10%11%
IRIS Lump Sum 2025 S12New Ireland (Bank of Ireland Life)Multi-Asset2.4%5.0%5.3%13%12%
Global Cash Fund Series H (PRSA)Irish LifeCash2.4%3.7%3.1%9%9%
Mercer Life Strategy (Cash) 2026Mercer AspireMulti-Asset2.4%5.7%5.5%14%
Mercer Low Growth PortfolioMercer AspireMulti-Asset2.4%7.2%7.0%17%
Global Cash Fund Series W (PRSA)Irish LifeCash2.4%3.8%3.0%9%9%
SuperCAPP (Closed to New Business)ZurichMulti-Asset2.4%1.9%0.8%5%5%
Cash FundAvivaCash2.4%3.9%3.5%10%9%
RL BlackRock Euro Environmentally Aware Cash FundRoyal LondonCash2.4%3.9%3.4%10%9%
Indexed Euro Short Dated Bond FundIrish LifeFixed Income2.4%2.8%4.3%10%1%
Ark Life Cash Retirement Fund (PRSA)Irish LifeCash2.4%3.8%3.0%9%12%
Cash FundSaol Assurance (AIB Life)Cash2.3%3.7%
CL/Setanta Liquidity Fund (PRSA)Irish LifeEquities2.3%3.7%3.0%9%9%
CashZurichFixed Income2.3%3.7%3.1%9%8%
Pension Cash FundNew Ireland (Bank of Ireland Life)Cash2.3%4.2%3.1%10%9%
IRIS Lump Sum 2018 S12New Ireland (Bank of Ireland Life)Multi-Asset2.3%4.2%3.2%10%9%
IRIS Lump Sum 2020 S12New Ireland (Bank of Ireland Life)Multi-Asset2.3%4.2%3.1%10%9%
IRIS Lump Sum 2023 S12New Ireland (Bank of Ireland Life)Multi-Asset2.3%4.2%3.3%10%11%
IRIS Lump Sum 2024 S12New Ireland (Bank of Ireland Life)Multi-Asset2.3%4.2%4.1%11%11%
Passive IRIS Lump Sum 2018 S12New Ireland (Bank of Ireland Life)Multi-Asset2.3%4.2%3.2%10%9%
Passive IRIS Lump Sum 2019 S12New Ireland (Bank of Ireland Life)Multi-Asset2.3%4.1%3.1%10%9%
Passive IRIS Lump Sum 2020 S12New Ireland (Bank of Ireland Life)Multi-Asset2.3%4.2%3.1%10%9%
Passive IRIS Lump Sum 2021 S12New Ireland (Bank of Ireland Life)Multi-Asset2.3%4.1%3.1%10%9%
Passive IRIS Lump Sum 2022 S12New Ireland (Bank of Ireland Life)Multi-Asset2.3%4.2%3.2%10%11%
Passive IRIS Lump Sum 2023 S12New Ireland (Bank of Ireland Life)Multi-Asset2.3%4.2%3.4%10%10%
Passive IRIS Lump Sum 2024 S12New Ireland (Bank of Ireland Life)Multi-Asset2.3%4.3%4.6%12%11%
Cash Fund S (PRSA)Irish LifeCash2.3%3.8%3.0%9%12%
Cash Fund X (PRSA)Irish LifeCash2.3%3.8%3.1%9%12%
Deposit FundAcorn LifeCash2.3%3.8%3.2%10%9%
Mercer Life Strategy (Cash) 2023Mercer AspireMulti-Asset2.3%3.8%3.2%10%
Mercer Life Strategy (Cash) 2024Mercer AspireMulti-Asset2.3%3.8%3.7%10%
Mercer Life Strategy (Cash) 2025Mercer AspireMulti-Asset2.3%4.4%4.7%12%
iShares Global High Yield Corporate Bond UCITS ETF (Acc)Brokerage PRSAsFixed Income2.3%9.3%9.8%23%24%
Global Cash Fund (PRSA)Irish LifeCash2.3%3.7%3.1%9%9%
Global Cash FundIrish LifeCash2.3%3.7%3.0%9%9%
Indexed Cash FundIrish LifeCash2.3%3.7%3.0%9%13%
CL/Setanta LiquidityIrish LifeEquities2.3%3.8%3.0%9%9%
Global Cash Fund E (PRSA)Irish LifeCash2.3%3.7%3.0%9%9%
Cash Fund N (PRSA)Irish LifeCash2.3%3.7%3.1%9%12%
Ark Life Cash FundIrish LifeCash2.3%3.8%3.1%9%12%
LIB ARF Moderate With GteIrish LifeEquities2.2%8.9%12.7%25%10%
Passive IRIS Lump Sum 2025 S12New Ireland (Bank of Ireland Life)Multi-Asset2.2%5.4%6.1%14%12%
Mercer Cash PortfolioMercer AspireCash2.2%3.8%3.2%9%
Mercer Life Strategy (Cash) 2021Mercer AspireMulti-Asset2.2%3.8%3.2%9%
Mercer Life Strategy (Cash) 2022Mercer AspireMulti-Asset2.2%3.8%3.2%9%
iShares MSCI World Energy Sector UCITS ETF (Acc)Brokerage PRSAsEquities2.2%7.6%0.0%10%158%
Cash**Standard LifeCash2.1%3.7%3.1%9%12%
Mercer Life Strategy (Annuity) 2029Mercer AspireMulti-Asset2.1%7.9%9.0%20%
Global Short Fixed Income (Dimensional)ZurichEquities2.0%3.7%2.6%9%-3%
LHW Portfolio B S12New Ireland (Bank of Ireland Life)Multi-Asset2.0%12.4%9.1%25%
LHW Portfolio A S12New Ireland (Bank of Ireland Life)Multi-Asset1.8%7.9%6.5%17%
Multi-Asset ESGStandard LifeMulti-Asset1.6%4.6%5.5%12%4%
Indexed Commodities FundIrish LifeEquities1.5%13.7%-8.0%6%75%
Passive IRIS Annuity 2028 S12New Ireland (Bank of Ireland Life)Multi-Asset1.3%8.0%11.4%22%17%
Mercer Euro Bond FundMercer AspireFixed Income1.3%2.5%7.3%11%
Indexed Inflation Linked Bond FundIrish LifeFixed Income1.2%0.1%5.9%7%3%
Infrastructure Equities FundIrish LifeEquities1.1%17.7%2.7%22%54%
iShares Core MSCI Australia UCITS ETF (Acc)Brokerage PRSAsEquities1.0%8.5%10.1%21%41%
Fixed InterestStandard LifeFixed Income0.9%1.3%8.4%11%-20%
Water Fund S12New Ireland (Bank of Ireland Life)Equities0.8%12.3%16.2%32%67%
Mercer Life Strategy (Annuity) 2028Mercer AspireMulti-Asset0.8%6.3%8.3%16%
Euro Government BondSaol Assurance (AIB Life)Fixed Income0.7%1.8%
Pen North American Eq S12New Ireland (Bank of Ireland Life)Equities0.7%24.5%12.2%41%102%
Vanguard Euro Government Bond IndexStandard LifeFixed Income0.7%1.3%7.1%9%-13%
RL BlackRock Euro Government Bond Index FundRoyal LondonFixed Income0.4%2.0%5.4%8%-14%
Euro Inflation Linked Int Duration Fixed Income (Dimensional)ZurichEquities0.4%-2.9%5.8%3%0%
RL BlackRock Euro Government Inflation Linked Bond Index FundRoyal LondonFixed Income0.4%0.4%4.2%5%3%
Goodbody Dividend Income 3 S6 RNew Ireland (Bank of Ireland Life)Multi-Asset0.3%8.7%8.6%18%22%
Goodbody Dividend Income 6 S6 RNew Ireland (Bank of Ireland Life)Equities0.2%17.6%17.4%38%67%
Screened American Equity IndexStandard LifeEquities0.0%30.7%16.0%52%80%
CashAvivaCash0.0%0.0%1.1%1%0%
iShares EUR Corporate Bond Large Cap UCITS ETF (Acc)Brokerage PRSAsFixed Income0.0%0.0%0.0%0%0%
LIB ARF Conservative With GteIrish LifeMulti-Asset0.0%4.0%10.4%15%-9%
IRIS Annuity 2027 S12New Ireland (Bank of Ireland Life)Multi-Asset-0.1%4.4%9.4%14%
Pension Gilt Fund S12New Ireland (Bank of Ireland Life)Fixed Income-0.1%0.8%6.2%7%-15%
Bond FundAvivaFixed Income-0.2%1.1%9.2%10%-20%
Goodbody Dividend Income 4 S6 RNew Ireland (Bank of Ireland Life)Multi-Asset-0.4%12.7%11.4%25%40%
Mercer Life Strategy (Annuity) 2027Mercer AspireMulti-Asset-0.5%4.7%7.4%12%
Ark Life Euro Fixed Interest Retirement FundIrish LifeFixed Income-0.5%1.0%8.5%9%-21%
Indexed European Gilts Fund (PRSA)Irish LifeEquities-0.6%0.9%8.5%9%-21%
Indexed European Gilts FundIrish LifeEquities-0.6%1.0%8.5%9%-21%
Goodbody Multi-Asset 3Saol Assurance (AIB Life)Multi-Asset-0.7%
Active Fixed IncomeZurichFixed Income-0.8%-0.5%7.1%6%-12%
Passive IRIS Annuity 2027 S12New Ireland (Bank of Ireland Life)Multi-Asset-0.8%5.4%10.7%16%
Global Property FundAcorn LifeProperty-0.8%11.0%9.0%20%21%
PropertyStandard LifeProperty-1.1%-1.6%-3.3%-6%-7%
CL:Setanta Fixed InterestIrish LifeFixed Income-1.1%1.3%8.8%9%-20%
CL/Setanta Fixed Interest 5 (PRSA)Irish LifeFixed Income-1.1%1.3%8.8%9%-20%
Mercer Global Listed Property FundMercer AspireProperty-1.2%5.7%6.1%11%
Mercer Life Strategy (Annuity) 2026Mercer AspireMulti-Asset-1.8%3.1%6.7%8%
Stewardship Ethical EquityAvivaEquities-2.2%19.9%10.8%30%39%
Goodbody Multi-Asset 4Saol Assurance (AIB Life)Multi-Asset-2.2%
Mercer Life Strategy (Annuity) 2023Mercer AspireMulti-Asset-2.3%0.4%4.8%3%
Mercer Life Strategy (Annuity) 2025Mercer AspireMulti-Asset-2.3%1.6%6.1%5%
SPDR Dow Jones Global Real Estate UCITS ETF (Dist)Brokerage PRSAsProperty-2.3%4.9%7.8%10%24%
Mercer Life Strategy (Annuity) 2021Mercer AspireMulti-Asset-2.4%0.6%4.7%3%
Mercer Life Strategy (Annuity) 2022Mercer AspireMulti-Asset-2.4%0.6%4.7%3%
Mercer Life Strategy (Annuity) 2024Mercer AspireMulti-Asset-2.4%0.7%5.2%3%
Indexed Global REIT Fund (PRSA)Irish LifeProperty-2.4%9.7%7.7%15%5%
Global Equity ImpactStandard LifeEquities-2.6%6.3%3.8%7%12%
IRIS Annuity 2026 S12New Ireland (Bank of Ireland Life)Multi-Asset-2.6%2.1%9.1%8%
Passive IRIS Annuity 2026 S12New Ireland (Bank of Ireland Life)Multi-Asset-3.0%2.9%10.1%10%
RL BlackRock Developed Real Estate Index FundRoyal LondonProperty-3.3%6.8%5.8%9%19%
Aviva Global Leaders Equity FundAvivaEquities-3.5%19.8%
Long Bond FundAvivaFixed Income-3.5%0.4%9.1%6%-32%
Long BondZurichFixed Income-3.6%-2.3%8.0%2%-28%
Goodbody Multi-Asset 5Saol Assurance (AIB Life)Multi-Asset-3.7%
European Ethical EquityStandard LifeEquities-3.8%8.7%13.4%19%10%
Aviva Global Mid-Cap EquityAvivaEquities-4.2%18.2%8.6%23%
Climate Impact EquitySaol Assurance (AIB Life)Equities-4.8%8.3%
IRIS Annuity 2025 S12New Ireland (Bank of Ireland Life)Multi-Asset-4.8%0.0%8.7%3%-9%
Passive IRIS Annuity 2025 S12New Ireland (Bank of Ireland Life)Multi-Asset-4.8%0.3%9.4%4%-11%
IRIS Annuity 2019 S12New Ireland (Bank of Ireland Life)Multi-Asset-4.9%-2.6%7.3%-1%-32%
IRIS Annuity 2024 S12New Ireland (Bank of Ireland Life)Multi-Asset-4.9%-2.0%8.3%1%-18%
Passive IRIS Annuity 2019 S12New Ireland (Bank of Ireland Life)Multi-Asset-4.9%-2.6%7.3%-1%-32%
Goodbody Global EquitySaol Assurance (AIB Life)Equities-4.9%
Pension Index Euro Long S12New Ireland (Bank of Ireland Life)Fixed Income-5.0%-2.5%7.4%-1%-32%
IRIS Annuity 2018 S12New Ireland (Bank of Ireland Life)Multi-Asset-5.0%-2.6%7.4%-1%-33%
IRIS Annuity 2020 S12New Ireland (Bank of Ireland Life)Multi-Asset-5.0%-2.6%7.4%-1%-33%
IRIS Annuity 2022 S12New Ireland (Bank of Ireland Life)Multi-Asset-5.0%-2.6%7.3%-1%-30%
IRIS Annuity 2023 S12New Ireland (Bank of Ireland Life)Multi-Asset-5.0%-2.6%7.6%0%-25%
Passive IRIS Annuity 2018 S12New Ireland (Bank of Ireland Life)Multi-Asset-5.0%-2.5%7.4%-1%-32%
Passive IRIS Annuity 2020 S12New Ireland (Bank of Ireland Life)Multi-Asset-5.0%-2.5%7.3%-1%-32%
Passive IRIS Annuity 2021 S12New Ireland (Bank of Ireland Life)Multi-Asset-5.0%-2.5%7.3%-1%-32%
Passive IRIS Annuity 2022 S12New Ireland (Bank of Ireland Life)Multi-Asset-5.0%-2.6%7.4%-1%-30%
Passive IRIS Annuity 2024 S12New Ireland (Bank of Ireland Life)Multi-Asset-5.0%-2.0%8.8%1%-19%
IRIS Annuity 2021 S12New Ireland (Bank of Ireland Life)Multi-Asset-5.1%-2.5%7.4%-1%-32%
Passive IRIS Annuity 2023 S12New Ireland (Bank of Ireland Life)Multi-Asset-5.1%-2.6%7.6%-1%-25%
Global Smaller CompaniesStandard LifeEquities-5.1%15.3%9.5%20%1%
Euro Long Dated BondSaol Assurance (AIB Life)Fixed Income-5.3%-0.7%
UK Smaller CompaniesStandard LifeEquities-6.5%13.2%1.1%7%-9%
Annuity Fund E (PRSA)Irish LifeEquities-6.7%-0.8%9.5%1%-35%
Annuity FundIrish LifeEquities-6.8%-0.8%9.5%1%-35%
Annuity Fund (PRSA)Irish LifeEquities-6.8%-0.8%9.5%1%-35%
Mercer Annuity Matching FundMercer AspireFixed Income-6.9%-2.7%5.8%-4%
Pension Protected FundIrish LifeEquities-7.0%-0.9%10.1%1%-34%
Pension Protected Fund N (PRSA)Irish LifeEquities-7.0%-0.9%10.1%1%-34%
Pension Protected Fund X (PRSA)Irish LifeEquities-7.0%-0.9%10.1%1%-34%
Pension Protection Fund H (PRSA)Irish LifeEquities-7.0%-0.9%10.1%1%-34%
Aviva Global Smaller Companies EquityAvivaEquities-7.1%14.6%6.3%13%
iShares MSCI India UCITS ETF (Acc)Brokerage PRSAsEquities-8.0%15.6%14.9%22%62%
Goodbody Global Leaders S6 RNew Ireland (Bank of Ireland Life)Equities-8.0%24.9%19.3%37%56%
Fidelity India FundIrish LifeEquities-8.9%21.6%16.7%29%65%
Goodbody Smaller Companies S6 RNew Ireland (Bank of Ireland Life)Equities-11.8%9.3%11.8%8%14%

About this data

Returns are on a calendar year basis

Returns in the table cover a fixed January to December calendar year period. This includes the 3y and 5y columns. Where a fund's history does not cover a full window, the cell shows a dash.

Returns are reported gross of (before) PRSA annual management fees

Fund providers vary in how they report fund returns. For some, the reported returns are *before* the PRSA annual management charge (gross), while for others, the reported returns are *after* the PRSA annual management charge (net).

To put reported returns on the same footing we gross up the provider's annual management charge when it is deducted inside the fund (Irish Life, Standard Life, Acorn Life). This way, all returns are stated on a "before PRSA fees" basis.

Realised returns will be lower after taking into account PRSA charges which may include:

  • Contribution charges
  • PRSA annual management charges
  • Dealing charges (for brokerage-style PRSAs)

Use the PRSA fee comparison tool to compare PRSA fees.

Brokerage PRSAs

The table includes a small number of ETFs (exchange-traded funds) available through Irish brokerage-style PRSAs. It is shown on the same "before the provider's annual management charge" footing as other rows: net of the ETF's own expenses, and before the broker/platform fee. More on Brokerage PRSAs.

Note on Mercer Aspire

Mercer Aspire is a range of funds designed and branded by Mercer (which is rebranding to Marsh), but issued by New Ireland Assurance (Personal Retirement Bond, ARF and Investment Bond) and Zurich Life (the group master trust).

Not financial advice

Past performance is not a reliable guide to future results. This page is for informational purposes only and does not constitute financial advice. Request a consultation with a Central-Bank Registered Financial Advisor.